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Mortgage Checklist

The following information is usually required during the loan process:

  • Pay stubs covering most recent thirty days
  • W-2 statements covering the past two years
  • Bank statements covering the most recent two months (with all pages)
  • 401K, IRA, or Mutual Fund accounts showing most recent transaction summary
  • Stocks or certificates of deposit (copies)
  • Purchase and sales agreement (copy)
  • 12 months cancelled rent checks or the name and address of your current landlord (if applicable)
  • Fully executed divorce decree (if applicable)
  • Deed, hazard insurance policy, and most recent tax bill if you are refinancing (copies)
  • A letter explaining any known credit problems or fluctuations in income

If you are self-employed, paid by commission, or own real estate used for rental purposes you will need to produce:

  • Two years signed personal federal income tax returns including all schedules
  • If self-employed through a corporation, the last two years' corporate returns as well as a year-to-date profit and loss statement and balance sheet
  • If additional information or documentation is requested, please provide it immediately.

 

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Mortgage Servicing
Access your Current Mortgage Loan (for loans starting with 201xxxx)
Northwest Community Credit Union
545 East 8th Avenue, Eugene, OR  97401
Toll Free:  (800) 452-9515
Fax:  (541) 744-9703
mortgagehelp@nwcu.com
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